Wednesday, October 14, 2009

Males dominate ACC claims roughly 2:1

In the past I have examined the gender imbalance in working age Work and Income clientèle. The ratio was running about 60:40 weighted towards females but has dropped back slightly with more unemployment. So in the interests of fairness I should point out that males make far more ACC claims than females (and pay more in premiums).

This is the number of all active entitlement claims in the 2008 financial year.



Females cost $602,323,000 and males $1,343,388,000.

The next is weekly compensation claims;



The cost of female claims in weekly compensation is $247,194,000 and male, $650,978,000.

There is one area where females claims are much higher. Sensitive claims (usually by victims of sexual crime) cost $15,965,000 for females and $3,709,000 for males.

Obviously men work in more dangerous jobs as reflected in work related claims (female) $123,991,000 and (male) $458,799,000.

In sports the male dominance continues at $68,746,000 for females vs $212,956,000 for males. Even with home and gradual onset claims, men are more expensive. And you can imagine who have most of the bad backs and motor vehicle accidents.

There is no gender breakdown for serious injuries caused by fighting(!) but I am picking they would also be dominated by males. They cost only $874,000. A snip.

1 comment:

Gecko said...

There is another area that females dominate, self harm + attempted suicides/drug overdoses. We see quite a few come through our small Emergency dept. and am pleased to see they will no longer be able to claim on ACC!